Models

Standard or customized “GOscore” credit scoring and predictive models enable you to accurately and efficiently forecast the behavior of individual and corporate clients and make data-driven business decisions.

Our solutions are easy to integrate into your business processes:

  • Retain the control over the lending decision-making in your company
  • Automatic solutions for faster decisions
  • Lower costs due to optimized access to the data
  • Increased sales to the target customers
  • Decreased loss of the customers

GOscore credit risk model

We predict the financial reliability and repayment behavior of individuals and legal entities.

Advantages

• Increased targeted sales and decreased potential losses

• Control over the lending decision making

• Possible model adaptation to the specific information of your client segment, your experience, and your growth perspective

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Advantages

• Defined groups of target and potential customers

• Optimized work of the sales team, using the full potential of the company

• Maximized efficiency of your resources

GOscore customer needs model

We predict the needs of your individual and corporate customers.

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GOscore customer retention model

Helping to retain your clients.

Advantages

• Awareness about the customer's intention to quit your service and minimized possibility of that

• Effective distribution of the tasks within the team for the higher retention of the clients

• Optimal re-shift of the client service resources

Advantages

• Selected optimal debt recovery strategy

• Increased debt collection efficienc

GOscore recovery probability model

Predicting the probability of repaying debt.

GOscore monitoring service

The financial standing and repayment capacity of individuals and legal entities may change at any time. Continuous monitoring of customer status is therefore critical.

Our systems analyze the most up-to-date data sources. By leveraging our monitoring tools, you will automatically receive alerts on material changes relevant to your business.

Advantages

• Awareness of the critical processes and changes in the operations of your customer

• More efficient business decisions based with data

• Optimal business strategy